2020 CoPay Medical Plan


  • The CoPay Plan - Open Access or Smart Care (formerly Distinctions II)

    The CoPay Plan offers a HealthPartners open-access network with national network provider options through CIGNA. This plan does not require referrals to access specialty care. 

     Plan Highlights include:

    • Preventive care coverage – such as annual routine physicals and well child care are covered at 100%.
    • Freedom to see any network provider – even specialists – without a referral
    • No need to choose a primary clinic or primary physician
    • Access to a national network
    • Provider cost and quality information 

    The SmartCare plans offer a lower premium by utilizing a smaller alternative network compared to the open access network plans.  You'll have access to three SmartCare Clinics for primary care and the HealthPartners and Park Nicollet providers and facilities for additional care.  SmartCare clinics offer phone, video or in-person care visits and have expanded hours to provide you with additional flexibility to get the care you need when you need it.

    The Open Access Plan allows memebers to access any provider in the network, including specialists, without a referral and receive in-network benefits.  Members on this type of plan do not need to select a primary care clinic.  While members do not need referrals to access providers in the Open Access network, some services may require a written order from the recommending physician.

    For specific tier information, contact HealthPartners at 952.883.5000 or HealthPartners.com


    LINK:  CoPay Plan Tutorial Video

    LINK:  SmartCare FAQ

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