What Happens If I Don’t Select, Edit or Waive Coverage?

  • Medical and dental coverage will not roll over. Even if you plan to stick with the same medical and dental benefits, you still need to edit your coverage. If you do not select, edit or waive benefits, you will be placed into the core coverage listed in your bargaining unit agreement for 2020.

    What Happens If I Do Nothing?

    Medical and Dental Plans

    If you do not select, edit or waive coverage, you will be placed into the core coverage listed in your bargaining unit agreement for 2020.

    Flexible Spending Accounts (FSA)

    Contributions will not roll over. You must select new contribution amounts for 2020.

    Health Savings Accounts (HSA)

    Contributions will not roll over. You must select new contribution amounts for 2020.

    Optional Life Insurance(s)

    Coverage will roll over from 2019

    Short-Term Disability

    Coverage will roll over from 2019

    Vision Insurance

    Coverage will roll over from 2019

     

    • Employees covered by a cafeteria plan: Full-time and part-time members of teachers, principals, ASAP, SPSO, SCSP and MMSA will be placed into single core coverage (HSA SmartCare) and single dental coverage. Part-time members wishing to waive coverage must elect to waive all coverages.

     

    • Employees not covered by a cafeteria plan: All other full-time employees will lose medical coverage and will be placed into single dental coverage. Part-time employees will also lose medical coverage and are not eligible for dental coverage.