Medica Coverage & Plan Designs

Medical insurance coverage is available to benefit-eligible employees working at least 20 hours per week.  Medica offers the set of health insurance coverage plans offered for the following Bargaining Units:

AFSCME, Association of Supervisory and Supervisory Personnel (ASAP), Bus Drivers, Classified Confidential, Custodians, Machinists, Manual Maintenance, Nutrition Services, PEA, Principals, Superintendency, and Supervisors (SPSO), and Teaching Assistants (TA).

The current medical insurance carrier for the above unions is Medica.  Benefit eligible employees can enroll into coverages within 30 days of their hire date, during Active Enrollment or within 30 days of a qualifying status change.  Levels of coverage include employee only, employee plus one dependent, and family coverage. Click on the links below to learn more about plan options, and additional health insurance benefits.

 

 

What are my Costs?

Benefit Summaries by Bargaining Unit 

View the full summaries of benefits by employee bargaining unit

ALEX is a virtual assistant that can help make your Active Enrollment decisions easier. Chat with him anytime!

 

 

 

Medical Comparison for Medica

The summary shows the differences between available medical plans for plan year 2024 for bargaining unit members of:

AFSCME, ASAP, Bus Drivers, CCEA, Custodians, Machinists, MMSA, Nutrition Services, PEA, Principals, Superintendency, SPSO, and Teaching Assistants (TA)

 

 

 CoPay Medical Plans with Park Nicollet or Vantage Plus ACO

 You pay the highest premiums for the convenience of lower fixed costs when you get medical care. 

 

 

HSA Medical Plan with Open Access

The HSA Plan combines HealthPartners medical coverage with  an optional self-funded, pre-tax savings/investment account through Optum Bank you can use to pay for your qualifying out-of-pocket health care expenses.
This option has a mid-range deductible and out-of-pocket costs, with a reduced premium cost per paycheck.

 

HSA Medical Plan with Park Nicollet or Vantage Plus ACO

The HSA Plan combines medical coverage with  an optional self-funded, pre-tax savings/investment account through Optum Bank you can use to pay for your qualifying out-of-pocket health care expenses.
This HSA Plan has the highest deductible and out-of-pocket maximum, but offers the lowest premium cost per paycheck.