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Saint Paul Public Schools, District 625
360 Colborne Street
Saint Paul


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PEIP Coverage & Plan Designs

2024 - Benefit Coverage & Plans PEIP

Public Employees Insurance Program (PEIP) Medical insurance coverage is available to benefit-eligible employees working at least 20 hours per week for employees in the following Bargaining Units: 

  • Educational Assistants
  • Teachers
  • School and Community Service Professionals (SCSP) 
  • SUTR Residents

The medical insurance carrier for the members of the bargaining units listed above is the Public Employee's Insurance Program PEIP administered by Innovo.  Benefit eligible employees can enroll into coverage within 30 days of their hire date, during Active enrollment or within 30 days of a qualifying status change.  Levels of coverage include employee only, employee plus one dependent, and family coverage. 

ALEX is a virtual assistant that can help make your Active Enrollment decisions easier. Chat with him anytime!




Public Employee's Insurance Program (PEIP)

The PEIP Advantage plans offer the following features:

  • A choice of three benefit plan design options:
    • Advantage High
    • Advantage Value
    • HSA - compatible
  • State-wide tiered network of primary care clinics (PCC):
    • Each member chooses a primary care clinic to deliver and coordinate care. Click here for the Primary Care Clinic list
    • Benefits for each plan level are based on the cost level of your primary care clinic.  Cost levels are shown in the PEIP Medical Comparison Chart shown above.
    • Family members may elect different primary care clinics (even in different cost levels), but must enroll with the same carrier.
    • Members can change clinics throughout the year by calling their network carrier.
  • Referrals are needed for specialist care outside the primary care group. No referrals are needed for emergencies or urgent care. Participant can self-refer to OBGyn, Chiropractic, Routine Vision, Mental Health/Chemical Dependency, provided the practitioner is with the carriers' self-referral network.
  • No co-payments are charged for preventive care such as well-child care, immunizations, annual check-ups, cancer screenings, routine eye and hearing exams, etc.
  • There is no coverage for non-network services, unless referred or living outside the service area.


Benefit Summaries


Benefit Summaries by Bargaining Unit 

What are my Costs?

View the full summaries of benefits by employee bargaining unit




Medical Plan Comparison Summaries 

Shows the medical plans offered by SPPS using a  side by side comparison.

Link: Benefits Home Page

Link: Open Enrollment Step-by-Step Directions



PEIP Step by Step Process

PEIP Clinic Directory

Link:  PEIP Clinic Directory

Link:  How to Enroll and find your Primary Clinic Code

Questions About PEIP Medical?

Call PEIP at

Phone: 952-746-3101 or

Toll Free: 800-829-5601

Email PEIP at


PEIP Frequently Asked Questions

PEIP Privacy Notice

PEIP Medical Plan Summaries

PEIP Website

Visit the Innovo Website to review the Medical Plan Summaries

PEIP Public Employees Insurance Program Benefit Schedules

Below are the 3 PEIP Advantage Health Plan Benefit Schedules available beginning January 2024 for Educational Assistants, School and Community Service Professionals and Teachers for medical coverage.

2024 PEIP Summary of Benefits

PEIP Advantage High Option 2024-25

PEIP Advantage Value Option 2024-25

PEIP Advantage HSA Option 2024-25

2023 PEIP Summary of Benefits

PEIP 23-24 Out-of-Network Option Advantage Health Plan

PEIP 23-24 HSA Compatible Option Advantage Health Plan

PEIP 23-24 Value Option Advantage Health Plan

PEIP 23-24 High Option Advantage Health Plan

Learn More